So I was doing a fair job of it-keeping my spending under control, that is. I had reduced my $12,000 in credit card debt (wince) down to $8000-thanks in part to Dave Ramsey and his Total Money Makeover. But as the weather started getting nicer and my winter clothes were getting heavier and heavier, I shed my newfound philosophy along with my bulky clothing and went in search of the latest summer sales.
And here I am-four months later and my debt back up to $8500. I knew it was time for a change when I couldn't even leave the house without stopping at a store to buy something. So I've decided to do what any sane person (who has gone a little insane) would do in this position-go cold turkey on shopping.
Originally I had decided on a 6-month ban, but my friend Amanda pointed out that as I don't want to fail at this little experiment perhaps I should start out slowly and try 3 months. Good plan.
So it's Day 3 (the official start date was August 7th) and so far I don't have too much of a withdrawal sensation. I did have a strong urge to go to Target. O00h Target-they had an ad for the cutest ballet shoes in the paper today...(argh-see why I had to do this??). Anway, I wanted to buy some leave-in conditioner for my post-pool hair. I justified it as a necessity because my hair was a mess and I needed this to get it back into shape, right?
Wrong. I consulted with my friend and co-worker Meghan (aka my shopping support buddy) and she gave the whole thing the ax. It is, after all, a beauty product. (And it's not like I don't have multiple similar hair products-Frederick Fekkai glossing cream, for one. And some strawberry-smelling stuff that I don't know the name of but works amazingly well...but cost $28. YIKES!).
ANy-hoo, let's hope that I can reign myself in, pay off some debt and learn something in the process. My goal in these posts is to be as honest with myself as possible, so in my continued blogs I am going to list everything I buy along with my ongoing amount of debt to keep myself accountable. Feel free to post any comments or uplifting words of advice (as I will need them), but try to refrain from the "you materialistic shopaholic sk**nk" remarks. Believe you me, I have berated myself enough up to this point! :)
Until next time,
Shannon Elizabeth
Sunday, August 9, 2009
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